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What is the EMI on a ₹35 lakh home loan at 9% for 30 years?

Based on these numbers, the EMI works out to about ₹28,162, with total interest of ₹66,38,245 over the loan’s life.

9% p.a.
30 years
Loan amount: ₹35,00,000 (35%)Interest: ₹66,38,245 (65%)

What is an EMI calculator?

An EMI (Equated Monthly Installment) calculator computes the fixed monthly amount you repay on a loan, using the reducing-balance method — the standard method used by Indian banks and NBFCs for home, car, and personal loans.

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