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What is the EMI on a ₹10 lakh car loan at 9% for 7 years?

A ₹10,00,000 car loan at 9% over 7 years works out to an EMI of about ₹16,089, with total interest of ₹3,51,483 over the loan’s life.

9% p.a.
7 years
Loan amount: ₹10,00,000 (74%)Interest: ₹3,51,483 (26%)

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An EMI (Equated Monthly Installment) calculator computes the fixed monthly amount you repay on a loan, using the reducing-balance method — the standard method used by Indian banks and NBFCs for home, car, and personal loans.

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