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Car loan calculator: EMI on a ₹5 lakh car loan at 9% for 5 years?

The EMI on a ₹5,00,000 car loan at 9% for 5 years is about ₹10,379 a month — ₹1,22,751 in total interest over the loan, for a total repayment of ₹6,22,751.

9% p.a.
5 years
Loan amount: ₹5,00,000 (80%)Interest: ₹1,22,751 (20%)

What is an EMI calculator?

An EMI (Equated Monthly Installment) calculator computes the fixed monthly amount you repay on a loan, using the reducing-balance method — the standard method used by Indian banks and NBFCs for home, car, and personal loans.

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