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What is the EMI on a ₹25 lakh personal loan at 11% for 5 years?

A ₹25,00,000 personal loan at 11% over 5 years works out to an EMI of about ₹54,356, with total interest of ₹7,61,363.

11% p.a.
5 years
Loan amount: ₹25,00,000 (77%)Interest: ₹7,61,363 (23%)

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An EMI (Equated Monthly Installment) calculator computes the fixed monthly amount you repay on a loan, using the reducing-balance method — the standard method used by Indian banks and NBFCs for home, car, and personal loans.

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