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PERSONAL FINANCE

Personal Budget Tracker

Track your own income and categorized spending, month by month — no account, saved only in your browser.

🔒 Nothing you enter on this page is sent anywhere.

This tool runs entirely as JavaScript in your browser. your income amounts, expense amounts, and category labels is never transmitted over the network to this site's server or any third party, and is never written to a cookie, to browser storage, or to any log — there is nothing on our end to breach, subpoena, or accidentally leak, because it was never received in the first place. Closing or refreshing this tab clears it completely.

This describes only what this specific tool does with what you type into it. It doesn't cover the rest of this site — see the Privacy Policy for how analytics and advertising cookies are handled elsewhere.

This is saved only in your own browser, on this device. There's no account and no server copy — clearing your browser data, switching devices, or using a different browser loses everything recorded here, with no way to recover it. Consider sharing a summary regularly if you want an informal backup.

About this tool

Log your income and spending, categorize each expense, and see where your money actually went each month — without creating an account or connecting a bank. Pick a month, add income (salary, freelance work, anything else coming in) and expenses (categorized as food, rent, transport, and so on, or a custom category you name yourself), and get a running total, a category breakdown, and a full transaction list for that month.

This is built for one person tracking their own money, not a group settling shared costs — if you're splitting expenses with roommates, a trip, or any group of people, the Group Expense Splitter elsewhere in this category handles that "who owes whom" problem instead. This tool is the simpler, single-user case: just you, your income, and your categorized spending.

Every entry is tagged with a date and grouped by month, so switching the month selector shows that month's income, expenses, and category breakdown specifically — useful for comparing spending across months rather than just seeing one all-time running total that blurs everything together.

Everything is stored only in your browser's local storage, not on a server — there's no login, and no way to access this from a different device or recover it if your browser data is cleared. The "Share Summary on WhatsApp" button turns the current month's totals into an image, which also works as a reasonable informal backup if you check in on it regularly.

Frequently asked questions

Is this different from the Group Expense Splitter?

Yes — this tracks one person’s own income and spending. The Group Expense Splitter is for a group of people sharing costs and figuring out who owes whom, a genuinely different problem with different math behind it.

Can I set a monthly budget limit per category and get warned if I go over?

Not in this version — this tracks what you’ve actually earned and spent, categorized and organized by month, rather than setting spending limits and monitoring against them.

What happens to my data if I switch devices or clear my browser?

It’s gone, with no way to recover it — everything is saved only in your browser’s local storage on this specific device, never on a server. Share a summary on WhatsApp periodically if you want an informal backup.

Can I add my own expense categories?

Yes — choose "Custom…" from the category dropdown when adding an expense and name it whatever you like.

Does switching the month delete data from other months?

No — every entry keeps its own date permanently. The month selector only changes which month’s data is currently displayed; nothing is deleted or overwritten by switching it.

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