e309 Calculator / Post Office PPF Calculator / How much can maxing out PPF at ₹1.5 lakh a year build for retirement in 15 years?

How much can maxing out PPF at ₹1.5 lakh a year build for retirement in 15 years?

Based on these numbers, this PPF investment matures to about ₹40,68,209 — ₹18,18,209 in interest on ₹22,50,000 invested.

15 years
7.1% p.a.
Invested: ₹22,50,000 (55%)Interest: ₹18,18,209 (45%)

How this grows over time

₹0₹25L₹50LYr 0Yr 4Yr 8Yr 11Yr 15

What is a Post Office PPF account?

PPF is a 15-year, government-backed savings scheme available at both India Post and most banks — the scheme and its rules are identical no matter where you open it, so this calculator uses exactly the same math as this site’s main PPF calculator. This version exists specifically for people searching for it as a Post Office scheme.

What this simplifies

Real PPF accounts can be extended in blocks of 5 years after the initial 15, and allow partial withdrawals from the 7th year onward — this shows the outcome of the standard 15-year term with no withdrawals.

More about post office ppf calculator

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