PPF calculator

Calculate your Public Provident Fund maturity value.

Last reviewed: August 2026 · Figures are estimates for general planning only — see the explanation below for this calculator's specific assumptions.

15 years
7.1% p.a.
Invested: ₹22,50,000 (55%)Interest: ₹18,18,209 (45%)

How this grows over time

₹0₹25L₹50LYr 0Yr 4Yr 8Yr 11Yr 15

if you invest ₹1,50,000 a year in a PPF account for 15 years at 7.1%, it matures to about ₹40,68,209 — ₹18,18,209 in interest on ₹22,50,000 invested. Compare this against NPS for retirement planning instead

What is a PPF calculator?

A PPF (Public Provident Fund) calculator estimates the maturity value of your account assuming a contribution at the start of each year, compounded annually at the government-notified rate, which is revised quarterly.

Frequently asked questions

What is the maximum annual PPF investment?

₹1,50,000 per financial year is the maximum contribution allowed in a PPF account, and it also qualifies for tax deduction under Section 80C.

Common questions answered

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Anonymous, not linked to any account — based only on real calculations made on this page. Click any entry to see it worked out.