Post Office PPF Calculator

Find the maturity value of a Public Provident Fund account at the current official rate — same calculation as our main PPF calculator.

Official rate effective 01.07.2026 to 30.09.2026 — rates are set by India Post and revised quarterly. Figures are estimates for general planning only — see the explanation below for this scheme's specific assumptions.

Invested: ₹22,50,000 (55%)Interest: ₹18,18,209 (45%)

How this grows over time

if you invest ₹1,50,000 a year in a PPF account for 15 years at 7.1%, it matures to about ₹40,68,209 — ₹18,18,209 in interest on ₹22,50,000 invested. See how Sukanya Samriddhi compares if you are saving for a daughter’s future instead

What is a Post Office PPF account?

PPF is a 15-year, government-backed savings scheme available at both India Post and most banks — the scheme and its rules are identical no matter where you open it, so this calculator uses exactly the same math as this site’s main PPF calculator. This version exists specifically for people searching for it as a Post Office scheme.

What this simplifies

Real PPF accounts can be extended in blocks of 5 years after the initial 15, and allow partial withdrawals from the 7th year onward — this shows the outcome of the standard 15-year term with no withdrawals.

Frequently asked questions

Is Post Office PPF different from bank PPF?

No — PPF is a single government scheme with identical rules and rates regardless of where you open the account. This calculator and the site’s general PPF calculator use the exact same formula.

Common questions answered

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