e309 Calculator / Step-up SIP calculator / What does a ₹6,000 step-up SIP at 15% growth build over 18 years?

What does a ₹6,000 step-up SIP at 15% growth build over 18 years?

Based on these numbers, this step-up SIP grows to about ₹1,25,91,618 — ₹54,60,218 invested, ₹71,31,401 in estimated returns.

15%
12% p.a.
18 years
Invested: ₹54,60,218 (43%)Returns: ₹71,31,401 (57%)

How this grows over time

₹0₹1Cr₹2CrYr 0Yr 5Yr 9Yr 14Yr 18

What is a step-up SIP?

A step-up (or top-up) SIP increases your monthly investment by a fixed percentage every year, so your contributions grow in line with your income — this typically builds a meaningfully larger corpus than a flat SIP of the same starting amount, since later years contribute more while still benefiting from long compounding on the earlier, smaller instalments.

Also known as an incremental SIP or top-up SIP — same idea, different names people search for it by.

More about step-up sip calculator

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