e309 Calculator / Step-up SIP calculator / How much does a ₹30,000 SIP with 7% step-up build over 8 years?

How much does a ₹30,000 SIP with 7% step-up build over 8 years?

Based on these numbers, this step-up SIP grows to about ₹59,58,358 — ₹36,93,529 invested, ₹22,64,829 in estimated returns.

7%
12% p.a.
8 years
Invested: ₹36,93,529 (62%)Returns: ₹22,64,829 (38%)

How this grows over time

₹0₹30L₹60LYr 0Yr 2Yr 4Yr 6Yr 8

What is a step-up SIP?

A step-up (or top-up) SIP increases your monthly investment by a fixed percentage every year, so your contributions grow in line with your income — this typically builds a meaningfully larger corpus than a flat SIP of the same starting amount, since later years contribute more while still benefiting from long compounding on the earlier, smaller instalments.

Also known as an incremental SIP or top-up SIP — same idea, different names people search for it by.

More about step-up sip calculator

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