Is starting a ₹1,000 monthly SIP worth it?

A ₹1,000 monthly SIP at an assumed 12% annual return grows to about ₹9,99,148 over 20 years — ₹2,40,000 invested, ₹7,59,148 in estimated returns. Small, consistent SIPs compound meaningfully over long horizons.

12% p.a.
20 years
Invested: ₹2,40,000 (24%)Returns: ₹7,59,148 (76%)

How this grows over time

₹0₹5L₹10LYr 0Yr 5Yr 10Yr 15Yr 20

What is a SIP calculator?

A SIP (Systematic Investment Plan) calculator estimates the future value of regular monthly investments in a mutual fund, based on an assumed annual rate of return, compounded monthly. It helps you compare how invested amount versus estimated returns build up over time.