Can a ₹20,000 monthly SIP cross ₹1 crore in 20 years?

Based on these numbers, this SIP grows to about ₹2,29,10,383 — ₹48,00,000 invested, ₹1,81,10,383 in estimated returns.

13% p.a.
20 years
Invested: ₹48,00,000 (21%)Returns: ₹1,81,10,383 (79%)

How this grows over time

₹0₹1.5Cr₹3CrYr 0Yr 5Yr 10Yr 15Yr 20

What is a SIP calculator?

A SIP (Systematic Investment Plan) calculator estimates the future value of regular monthly investments in a mutual fund, based on an assumed annual rate of return, compounded monthly. It helps you compare how invested amount versus estimated returns build up over time.