Is a ₹30,000/year PPF contribution worth it for 15 years?

Based on these numbers, this PPF investment matures to about ₹8,13,642 — ₹3,63,642 in interest on ₹4,50,000 invested.

15 years
7.1% p.a.
Invested: ₹4,50,000 (55%)Interest: ₹3,63,642 (45%)

How this grows over time

₹0₹4.5L₹9LYr 0Yr 4Yr 8Yr 11Yr 15

What is a PPF calculator?

A PPF (Public Provident Fund) calculator estimates the maturity value of your account assuming a contribution at the start of each year, compounded annually at the government-notified rate, which is revised quarterly.