What does ₹10 lakh in Kisan Vikas Patra grow to?
Based on these numbers, your ₹10,00,000 deposit matures to about ₹19,99,852 in 115 months — ₹9,99,852 in interest, designed to almost exactly double your deposit.
What is Kisan Vikas Patra?
A certificate scheme with a simple, well-known pitch: your deposit doubles by a fixed maturity date. The official rate and the stated maturity period (currently 115 months) are set so this holds — interest compounds annually behind the scenes, but the headline feature is the doubling itself, not the rate.
What this simplifies
There is no maximum deposit limit and no age restriction, but early encashment isn’t allowed before 2.5 years from the deposit date, and follows a specific payout schedule if closed early — this calculator shows the full-term doubled value only.