Kisan Vikas Patra Calculator

See how long it takes a Kisan Vikas Patra deposit to double at the current official rate.

Official rate effective 01.10.2026 to 31.12.2026 — rates are set by India Post and revised quarterly. Figures are estimates for general planning only — see the explanation below for this scheme's specific assumptions.

Deposit: ₹10,000 (50%)Interest: ₹9,999 (50%)

if you invest ₹10,000 in Kisan Vikas Patra at the current 7.5% rate, it grows to about ₹19,999 in 115 months — designed to almost exactly double your deposit. Compare this against a National Savings Certificate instead

What is Kisan Vikas Patra?

A certificate scheme with a simple, well-known pitch: your deposit doubles by a fixed maturity date. The official rate and the stated maturity period (currently 115 months) are set so this holds — interest compounds annually behind the scenes, but the headline feature is the doubling itself, not the rate.

What this simplifies

There is no maximum deposit limit and no age restriction, but early encashment isn’t allowed before 2.5 years from the deposit date, and follows a specific payout schedule if closed early — this calculator shows the full-term doubled value only.

Frequently asked questions

Why does the maturity period change if the rate changes?

Kisan Vikas Patra is specifically designed so your deposit doubles by maturity — when India Post revises the rate, they also revise the stated maturity period so the doubling still holds at the new rate.

Common questions answered

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