Mutual fund calculator
Calculate mutual fund returns for either a SIP or a lumpsum investment.
Last reviewed: August 2026 · Figures are estimates for general planning only — see the explanation below for this calculator's specific assumptions.
investing in this mutual fund grows to about ₹23,23,391 — ₹11,23,391 in estimated returns on ₹12,00,000 invested. See the same numbers using our simpler dedicated SIP calculator
What is a mutual fund calculator?
This calculator estimates mutual fund returns for either a SIP or a lumpsum investment — pick the mode that matches how you actually invest and it uses the matching formula.
Common questions answered
- How much can a ₹12,000 monthly mutual fund SIP build in 22 years?
- Is a ₹5,000 monthly mutual fund SIP enough for a 20-year goal?
- What will a ₹1 lakh mutual fund lumpsum become after 20 years?
- What does a ₹5 lakh lumpsum mutual fund investment become in 8 years?
- What does a ₹10 lakh mutual fund lumpsum grow to in 9 years?
- What does a ₹15 lakh lumpsum mutual fund investment become in 12 years?
- What if I invest a ₹7 lakh bonus as a mutual fund lumpsum for 10 years?
- Is a ₹2,000 monthly mutual fund SIP worth starting for 25 years?
- What does a ₹10 lakh lumpsum mutual fund investment grow to in 15 years?
- What does a ₹20,000 monthly mutual fund SIP grow to in 8 years?
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Anonymous, not linked to any account — based only on real calculations made on this page. Click any entry to see it worked out.