Capital gains tax calculator

Calculate tax on equity share and equity mutual fund gains.

Last reviewed: August 2026 · Figures are estimates for general planning only — see the explanation below for this calculator's specific assumptions.

on this equity gain of ₹2,00,000, about ₹75,000 is taxable, working out to ₹9,375 in tax. See how this fits into your overall income tax picture

How are equity gains taxed?

For listed equity shares and equity-oriented mutual funds: short-term gains (held under 12 months) are taxed at 20% under Section 111A. Long-term gains (held over 12 months) are taxed at 12.5% under Section 112A, but only on the amount exceeding ₹1.25 lakh in total equity LTCG per financial year. These rates apply from 23 July 2024 onward and are unchanged for FY 2025-26 and FY 2026-27.

Frequently asked questions

Does the ₹1.25 lakh LTCG exemption apply every year?

Yes, it is an annual exemption under Section 112A — available afresh each financial year on your total long-term equity gains for that year, not a one-time or lifetime limit.

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